About Poem Pay
Our story

We believemoney movespeople forward.

Founded in 2021 to end opaque fees and three-day waits — building the payment layer the world actually deserves.

Our mission is to make every payment feel effortless — whether you're paying your landlord or a supplier on the other side of the world.

What drives us

Four principles we never compromise.

01

Radical transparency

No hidden fees. No fine print. Every rate, every charge — visible before you confirm.

02

Speed as a right

Waiting days for money to move is a 20th-century problem. We've solved it.

03

Built for everyone

From a student sending rent home to a business paying suppliers across five continents.

04

Security without friction

Bank-grade encryption and fraud detection that works silently in the background.

For users

Everything you need to move money.

Easy registration & login

Sign up in under 2 minutes with email or phone. Secure login with biometrics or 2FA.

Wallet balance

Real-time balance display across multiple currencies. Know exactly what you have, always.

Fund your wallet

Top up instantly via mobile money, bank transfer, or card. Funds reflect in seconds.

Scan QR & pay merchants

Point, scan, done. Pay any merchant instantly with a single camera tap — no cash needed.

Transaction history

Every payment, every top-up — fully logged, searchable, and exportable as a statement.

Withdraw to mobile money

Cash out to any mobile money wallet in seconds. No queues, no counters, no paperwork.

For admins

Total platform control, one dashboard.

Admin login

Role-based access with audit trails. Every admin action is logged and attributable.

User management

View, search, suspend or reactivate any user account. Full profile and activity access.

Merchant management

Onboard, verify, and monitor merchants. Set limits, assign QR codes, and track volume.

Transaction monitoring

Live feed of all platform transactions. Flag suspicious activity with one-click review.

Withdrawals monitoring

Approve, delay, or block withdrawals in real time. Full audit trail for every payout.

Analytics overview

Revenue, volume, user growth — all in one dashboard. Export reports for any date range.

KYC / Compliance

ID verification queue, document review, risk scoring — all tools in one compliance hub.